How Much Is Business Insurance
for Window Cleaners?

Window cleaning is hard work. You're up early in the morning to clean windows before stores open, and you work late to clean offices when everyone has left. But aside from how tiring the job can be, there's something else that makes window cleaning difficult: business risk.

Because you're always working at another business's location, you're exposed to risks every day that could lead to lawsuits. Fortunately, window cleaner's insurance can cover the cost of lawsuits over property damage, injury, and other risks.

We've provided cost estimates below that show the typical annual premiums for window cleaning businesses.

Note: these sample insurance quotes are only estimates. You should talk with an insurance agent to receive an actual quote on your coverage.

HOW MUCH IS
General Liability Insurance?

How Much Is General Liability Insurance?

What would happen if a client's customer slipped on some cleaning fluid one of your employees accidentally sloshed on the ground? A slip-and-fall lawsuit could cost your business hundreds of thousands of dollars. Fortunately, General Liability Insurance covers slip-and-fall, bodily injury, and property damage lawsuits. When clients and other third parties sue your business, GL can cover your legal costs and pay for damages you may owe to the other party.

General Liability Insurance typically costs $361 to $839 for window cleaning businesses.

Average Premiums, Deductibles and Limits on General Liability Insurance Policies for Window Cleaners
Name USD

Median policy premium:

$361 - $839

Per claim limit:

$1,000,000

Policy limit:

$2,000,000

Median policy deductible:

$1,000

To see how the cost of General Liability Insurance for window cleaners compares with other industries, visit Insureon's General Liability Insurance Cost Analysis New browser window icon..

HOW MUCH IS
a Business Owner's Policy?

How Much Is a Business Owner's Policy?

A Business Owner's Policy helps you save on insurance premiums by bundling two basic insurance policies that most window cleaning businesses will need. General Liability and Property Insurance are included in a BOP. When you bundle these two policies together, you may qualify for a discounted small-business rate on your insurance.

Through a BOP, window cleaning businesses get basic lawsuit liability coverage and Commercial Property Insurance. If your equipment, ladders, cleaning supplies, and other property you own is lost or stolen, a Commercial Property Insurance policy can help you rebuild. Property Insurance usually offers coverage for fire, theft, and storm damage.

BOPs typically start at $500 for window cleaning businesses.

Average Premiums, Deductibles and Limits on BOP Insurance Policies for Window Cleaners
Name USD

Median policy premium:

$500

Per claim limit:

$1,000,000

Policy limit:

$2,000,000

Median policy deductible:

$500

HOW MUCH IS
a Surety Bond?

How Much Is a Surety Bond / License and Permit Bond?

Depending on local laws, window cleaning businesses might need a License and Permit Bond. When you apply for a contractor's license or building permit, you'll often need a surety bond to go with your application.

License and Permit Bonds typically costs window cleaning businesses $100.

Average Premiums and Limits on Surety Bonds for Window Cleaners
Name USD

Median policy premium:

$100

Median policy limit:

Varies

FREE QUOTES
on Window Cleaning Insurance

Free Quotes on Business Insurance for Window Cleaners

Remember, the insurance quotes we looked at above were only estimates, but don't worry: if you need an accurate insurance quote, simply submit an online insurance application. The application only takes a few minutes. An agent specializing in window cleaning businesses will handle your insurance quote, emailing you an accurate cost estimate.

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