How Much Is Business Insurance
for Door and Window Installers?

Lawsuits, property damage, and other risks are an unavoidable part of doing business as a door and window installation professional. In recent years, there have been a number of high profile lawsuits against window companies (like Pella and MI Windows and Doors). Fortunately, your installation business can get insurance to cover lawsuits and other expenses.

The cost of insurance depends on many factors, but let's looks at the typical cost for door and window installation professionals.

Note: The costs below are only estimates. Actual premiums may vary.

HOW MUCH IS
General Liability Insurance?

How Much Is General Liability Insurance?

Window and door installation businesses face tremendous risk of lawsuit, because improperly hung doors and windows can lead to property damage, injuries, and other expensive problems. Fortunately, General Liability Insurance can cover the cost of lawsuits in these circumstances. Say a window leak causes $50,000 worth of damages to a client's home. A GL Insurance policy can cover your lawsuit expenses and pay for the amount you owe a client if you're found at fault in a lawsuit.

General Liability Insurance typically costs $361 to $862 for window and door installation businesses.

Average Premiums, Deductibles and Limits on General Liability Insurance Policies for Door and Window Installers
Name USD

Median policy premium:

$361 - $862

Per claim limit:

$1,000,000

Policy limit:

$2,000,000

Median policy deductible:

$1,000

To see how the cost of General Liability Insurance for door and window installers compares with other industries, visit Insureon's General Liability Insurance Cost Analysis New browser window icon..

HOW MUCH IS
a Business Owner's Policy?

How Much Is a Business Owner's Policy?

If you're looking to cover your business's property and be covered for lawsuit costs, a Business Owner's Policy is smart way to get insurance coverage for less. A BOP bundles General Liability and Property Insurance. Buying two policies together, you can receive a discount on your insurance premiums. BOP Property Insurance can cover your tools, office space, inventory of doors and windows, and other physical property the business owns.

A Business Owner's Policy typically costs between $500 and $1,330 for window and door installation professionals.

Average Premiums, Deductibles and Limits on BOP Insurance Policies for Door and Window Installers
Name USD

Median policy premium:

$500 - $1,330

Per claim limit:

$1,000,000

Policy limit:

$2,000,000

Median policy deductible:

$500

HOW MUCH IS
a Commercial Auto Insurance?

How Much Is Commercial Auto Insurance?

Because you travel to and from customer homes and offices, your business will need Commercial Auto Insurance. If you're in an accident, Commercial Auto Insurance can cover repairs and lawsuit expenses. If you drive your vehicle for work and personal uses, be aware that Personal Auto Insurance often doesn't cover any work driving (deliveries, maintenance, installations, etc.). If you only have Personal Auto Insurance, you could have a gap in your coverage.

Commercial Auto Insurance for door and window installation businesses typically costs $1,430 to $4,938.

Average Premiums, Deductibles and Limits on Commercial Auto Insurance Policies for Door and Window Installers
Name USD

Median policy premium:

$1,430 - $4,938

Median policy limit:

$1,000,000

Median policy deductible:

$500

FREE QUOTES
on Construction Insurance

Free Insurance Quotes for Window and Door Installers

Want to work with an insurance company whose agents specialize in door and window installation liability? Contact an insureon agent or sumbit an online insurance application to receive a free insurance quote on liability insurance for door and window installers.

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